Location of <a name...> cross-reference tag

[MarkMetcalfe]

In my HTML code, I often encounter code similar to the following, which I believe is generated when I create a cross-reference to the heading in my project. (a)

<h1>Membership Users and Groups<a name="Memberships_intro"></a></h1>

In the output, when I click on the cross-referenced link, the screen jumps to the <a> tag, obscuring the Heading; I have to scroll up a line to see the heading. (a)(b)

If I move the <a> tag ahead of the heading text, I get the output that I'd prefer to see (as a user and writer), which is the heading and its subsequent text.(c)

<h1><a name="Memberships_intro"></a>Membership Users and Groups</h1>

I have been moving these manually when I have time, but especially for any new stuff that I write.

(a) Do I have the existing behavior describe correctly - that a link jumps to the spot of the <a> tag and not its parent <h1> tag?
(b) Have others experienced this?
(c) When Flare auto-generates the <a> tag, can you put it after the <h1> (or other parent tag) instead of before the end </h1> tag?